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CU Mortgage Direct LLC  is committed to helping you find the right mortgage loan for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of getting a mortgage simple by offering you the latest in financial tools and experienced professionals that allow you to make sound mortgage choices.

Please look through our website for application processing, loan origination team, helpful links and calculators.

Thank you for considering CU Mortgage Direct, LLC.

Current news......
7/09-CU Mortgage Direct, LLC opens its 3rd Sioux Falls location.  Our newest branch is located at 5124 S Western Ave Ste 2, Sioux Falls, SD 57108 (Central Bracnh).  This location along with our North Branch at 901 N. West Ave, Sioux Falls, SD 57104 and our Southwest Branch at 5010 S Solberg Ave, Sioux Falls, SD 57108 gives you 3 locations in the Sioux Falls metro area to better serve your mortgage loan needs.

4/09-$8,000 First Time Home Buyer Tax Credit- First-time buyers can receive a tax credit up to 10% of the purchase of any home (up to $8,000) on or after January 1, 2009 and before December 1, 2009.  To qualify, the home buyer must actually close on the sale of the home during this period.

The tax credit is a true credit.  It does not have to be repaid.  The only repayment requirement is if the home owner sold the home within three years after the purchase date.

Another added bonus is that buyers can take the tax credit on their 2008 or 2009 income tax return.  An amended 2008 return can be sent after April 15, 2009.

All homes, whether single family, townhomes or condos will qualify, provided that the home will be used as a principal residence.

We suggest seeking advice from a qualified tax preparer or accountant for further information.

 

 

3/09-CU Mortgage Direct, LLC receives a top lender award from the RD/USDA office as again producing over $1,000,000 in rural housing loans in South Dakota for 2008.  CU Mortgage Direct, LLC  has received this award each year since the company started and is committed to the rural communities of the states we serve.

11/08-CU Mortgage Direct, LLC receives award from the South Dakota Housing Development Authority as one of the states top 5 lenders with the 1st time home buyer program.  This is the 2nd year in a row to receive this award.  Lori Norby (Branch Manager, Madison, SD) also is awarded an award for one of the states top SDHDA loan originators.  Lori Norby won this award in 2 lending areas of the state.

1/08-CU Mortgage Direct, LLC receives a top lender award from the RD/USDA office as 1 of 4 lenders in South Dakota funding over $5,000,000 in rural home loans for 2007.  This is the 2nd year in a row that we have received this.

11/07-CU Mortgage Direct, LLC receives award from the South Dakota Housing Development Authority as one of the states top 5 lenders with the 1st time home buyer program. 

8/07-CU Mortgage Direct, LLC  would like to tell it's customers that we are determined to focus on good quality loan programs with good quality Investors.  With all of the talk of the sub prime lenders, high foreclosure rates, and negative amortizing loans, we pride ourselves on working with our customers and members to give them loan programs that they can afford. The CU MORTGAGE DIRECT, LLC management team wants to see everyone obtain the "American dream" of home ownership, but only on a prudent basis.

2/9/07-Discharged Veteran's may now be eligible for the SDHDA or first time home buyers program even if they have owned a home previously. Please contact a Loan Officer today and find out more details!!!

1/07-Mortgage Insurance Premiums can now be tax deductible and CU Mortgage Direct, LLC offers reduced mortgage insurance premiums.  Compare our rates for mortgage insurance to other commercial lenders and see how we can save you money every month

12/06-CU Mortgage Direct, LLC is awarded a top 6 lender award by the South Dakota RD/USDA director.  CU Mortgage Direct, LLC is one of South Dakota's top funding lenders for the RD/USDA program with over $5,000,000 in rural loans funded in 2006.